What to Look for in a Bond Tracker
Tracking bonds is fundamentally different from tracking stocks. A stock portfolio app can get by with a price feed and a pie chart. Bonds demand more: yield-to-maturity calculations, duration and convexity metrics, coupon schedules, maturity ladders, and ideally a connection to live yield curve data so your holdings can be repriced as rates move.
Before picking a tool, consider whether it covers these core areas:
- Yield curve data: Does the app pull government yield curves from central banks (US Treasury, ECB, BoE, BoC)? Without this, repricing is guesswork.
- Multi-currency support: Bond investors often hold issues in USD, EUR, GBP, and CAD. The tracker should handle currency conversion and reporting in your base currency.
- CUSIP and ISIN lookup: Bonds are identified by CUSIP (North America) and ISIN (international). A good tracker resolves these identifiers automatically.
- Cost basis tracking: Amortization of premium and accretion of discount are unique to bonds. Proper cost basis is essential for accurate P&L.
- Tax reporting: Bond income is taxed differently from equity gains in most jurisdictions. The tracker should separate coupon income, capital gains, and accrued interest.
- Repricing engine: The ability to mark your bonds to market daily using yield curves and implied spreads, rather than relying on stale last-trade prices from illiquid markets.
Why Repricing Matters
Many bonds trade infrequently. The last traded price might be weeks old. Yield curve repricing uses today's risk-free rate plus the bond's credit spread to estimate a fair value every day, giving you a much more accurate picture of your portfolio.
App-by-App Comparison
We evaluated five approaches to bond tracking, ranging from free tools to a $24,000/year terminal. Each has a genuine place depending on your portfolio size and needs.
AllInvestView
AllInvestView was built with bonds as a first-class asset, not an afterthought. It pulls yield curve data from four central banks (US Treasury, ECB, Bank of England, Bank of Canada) and uses an implied spread method to reprice corporate bonds daily. CUSIP and ISIN lookup is built in, and the platform supports multi-currency portfolios with automatic conversion.
The advisor tier adds household-level reporting, combined portfolios, and consolidated bond views across multiple client accounts. A free plan covers the essentials for individual investors.
Strengths
- Yield curve repricing from 4 central banks
- CUSIP and ISIN support
- Multi-currency with automatic conversion
- Maturity ladder and coupon calendar
- Free tier with core bond analytics
- Advisor dashboard for managing households
Limitations
- No real-time tick-by-tick bond pricing
- Credit research limited to spread analytics
- Smaller user community than established platforms
Bloomberg Terminal
Bloomberg is the industry standard for institutional fixed-income analysis. Its depth is unmatched: real-time pricing on millions of bonds, full credit research, CDS spreads, relative value tools, and a yield curve model that covers virtually every sovereign issuer. If you manage a multi-billion dollar bond portfolio, Bloomberg is hard to replace.
The cost and complexity, however, put it out of reach for individual investors and most advisors. The learning curve is steep, and the terminal is designed for full-time traders, not part-time portfolio monitoring.
Strengths
- Most comprehensive bond data in the industry
- Real-time pricing on millions of fixed-income securities
- Deep credit research and analytics
- Full yield curve modeling for all sovereigns
Limitations
- ~$24,000/year subscription
- Steep learning curve
- Overkill for portfolios under $10M
- No free or individual tier
Interactive Brokers (IBKR)
Interactive Brokers offers a solid bond trading and tracking experience within its Trader Workstation (TWS) platform. You get real-time bid/ask quotes, yield analytics, and a bond scanner that filters by maturity, rating, coupon, and sector. The platform supports bonds across dozens of markets.
The catch is that you need an IBKR brokerage account, and the interface is notoriously complex. TWS was designed for active traders, not passive portfolio monitoring. If your bonds are held at another broker, IBKR's tools are not particularly useful.
Strengths
- Real-time bond quotes and trading
- Bond scanner with extensive filters
- Multi-market coverage
- No additional cost for IBKR clients
Limitations
- Requires IBKR brokerage account
- Complex interface with steep learning curve
- Tracking limited to IBKR-held positions
- No consolidated view across brokers
Sharesight
Sharesight is a well-regarded portfolio tracker with strong tax reporting features, particularly for Australian, New Zealand, and UK investors. It supports bonds as a tracked asset class with cost basis and income reporting.
Where Sharesight falls short for bond investors is in the analytics layer. There is no yield curve data, no repricing engine, no duration calculations, and no maturity ladder visualization. Bonds are treated essentially like stocks with a fixed income stream.
Strengths
- Excellent tax reporting (ANZ, UK focus)
- Clean, intuitive interface
- Dividend and income tracking
- Broker feed integration
Limitations
- No yield curve or repricing tools
- No duration or convexity metrics
- No maturity ladder or coupon calendar
- Limited bond-specific analytics
Spreadsheets (Excel / Google Sheets)
Many bond investors start with a spreadsheet, and for a small portfolio it can work well. Excel has built-in functions like YIELD, PRICE, and DURATION that handle basic bond math. Google Sheets offers free access with the trade-off of fewer financial functions.
The approach breaks down as complexity grows. Manual data entry is error-prone, there is no automatic repricing, yield curve data must be fetched and updated by hand, and multi-currency conversion requires additional work. Tax reporting becomes a significant burden at scale.
Strengths
- Complete flexibility and customization
- No vendor lock-in
- Excel has YIELD/PRICE/DURATION functions
- Free (Google Sheets) or low cost
Limitations
- Manual data entry and maintenance
- No automatic repricing or yield curves
- Error-prone at scale
- No coupon calendar or maturity alerts
Feature Comparison Table
The table below summarizes which bond-specific features each tool supports. A checkmark means the feature is fully built in, a tilde indicates partial support, and a dash means it is not available.
| Feature | AllInvestView | Bloomberg | IBKR | Sharesight | Spreadsheet |
|---|---|---|---|---|---|
| Yield curve repricing | |||||
| CUSIP / ISIN lookup | ~ | ||||
| Multi-currency | ~ | ||||
| Maturity ladder | ~ | ||||
| Coupon calendar | ~ | ||||
| Spread analytics | ~ | ||||
| Advisor dashboard | |||||
| Free plan | ~ |
Choosing by Portfolio Size
For portfolios under $500K, a free tool like AllInvestView or a spreadsheet covers most needs. Between $500K and $5M, a dedicated tracker with yield curve data becomes essential for accurate valuation. Above $5M or for institutional use, Bloomberg's depth justifies the cost.
Why AllInvestView for Bond Tracking?
AllInvestView occupies a space that did not exist before: institutional-quality bond analytics at a price point accessible to individual investors and independent advisors. Here is what sets it apart.
Free Central Bank Yield Curves
The platform pulls yield curve data directly from the US Treasury, European Central Bank, Bank of England, and Bank of Canada. This data is free and public, but most tools do not integrate it. AllInvestView uses these curves to reprice your bonds daily, so you always have a current fair value estimate rather than a stale last-traded price.
Implied Spread Method
For corporate bonds, AllInvestView calculates the implied credit spread at the time of purchase (the difference between your bond's yield and the risk-free rate at the same maturity). It then applies this spread to today's yield curve to produce a current fair value. This approach is the same methodology used by institutional desks, adapted for individual portfolios.
Built for Advisors
Financial advisors managing multiple client accounts can use the advisor workflow to view consolidated bond positions across households. This includes aggregated maturity ladders, combined coupon schedules, and household-level reporting. The platform was designed after direct input from advisors managing hundreds of accounts.
Beyond Bonds
AllInvestView also tracks stocks, options, dividends, crypto, and custom assets. If you hold a mixed portfolio, you get a single dashboard for everything rather than using separate tools for bonds and equities.
Frequently Asked Questions
Try AllInvestView Free
Track your bonds with yield curve repricing, CUSIP lookup, coupon calendars, and multi-currency support. No credit card required.
Create Free Account