American Express Company Q3 2025 Earnings Recap

AXP Q3 2025 October 17, 2025

Get alerts when AXP reports next quarter

American Express delivered a robust Q3 2025 performance, with revenues climbing 11% year-over-year to a record $18.4 billion and EPS rising by 19% to $4.14, driven by strong cardmember spending and an effective product refresh strategy.

Earnings Per Share Beat

$4.14 vs $4.00 est.

+3.5% surprise

Revenue Beat

18426000000 vs 18047898701 est.

+2.1% surprise

Market Reaction

1-Day +0.83%

5-Day +3.16%

30-Day -1.72%

See AXP alongside your other holdings

Add to your portfolio — free

Key Takeaways

Cardmember spending accelerated to 9% year-over-year, boosted by retail and travel sectors.
The successful launch of refreshed US Consumer and Business Platinum cards has resulted in record account acquisitions and customer engagement.
Full-year revenue growth guidance raised to 9-10%, with EPS expected between $15.20 and $15.50.
Continued investment in digital capabilities and merchant relationships has enhanced customer experience and engagement.
Strategic product enhancements and a diverse premium customer base position AMEX favorably for sustained growth.

This summary was generated by AI from the official earnings call transcript and is provided for informational purposes only. It does not constitute financial advice. For the complete transcript and financial data, visit AXP on AllInvestView.

Next Q1 2026