Fair Isaac Corporation Q1 2026 Earnings Recap

FICO Q1 2026 January 29, 2026

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FICO delivered strong Q1 2026 results with a 16% year-over-year revenue increase to $512 million, reaffirming full-year guidance amid ongoing capital returns and expanding product offerings.

Earnings Per Share Beat

$7.33 vs $7.08 est.

+3.5% surprise

Revenue Beat

511959000 vs 501275800 est.

+2.1% surprise

Market Reaction

1-Day -2.57%

5-Day -9.62%

30-Day -13.37%

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Key Takeaways

GAAP net income rose 4% to $158 million, while non-GAAP net income increased 22% to $176 million.
The Scores segment saw revenue growth of 29%, driven significantly by B2B Scores.
Free cash flow reached $165 million, contributing to a total of $718 million over the past year, up 7% year-over-year.
Notable partnerships formed, including the strategic agreement with Plaid for the next-generation UltraFICO Score, set for launch in H1 2026.
FICO's decision intelligence software was recognized as a leader by Gartner, enhancing its market positioning.

This summary was generated by AI from the official earnings call transcript and is provided for informational purposes only. It does not constitute financial advice. For the complete transcript and financial data, visit FICO on AllInvestView.

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