The Western Union Company Q3 2025 Earnings Recap

Western Union reported mixed Q3 2025 results, with solid performance in select regions and product lines, though overall revenue faced a slight decline due to challenges in key corridors, particularly U.S. to Mexico.

Key Takeaways

• Q3 adjusted revenue reached $1.03 billion, reflecting a 1% year-over-year decline, excluding Iraq's impact.
• Branded digital transactions increased by 12%, with adjusted revenue up 6%, underscoring robust growth in the digital segment.
• Consumer Services adjusted revenue soared 49%, driven by the acquisition of Euro Change and a surge in European travel.
• Transaction growth in the Americas remains under pressure, notably in the crucial U.S. to Mexico corridor, although signs of stabilization are emerging.
• Adjusted EPS climbed to $0.47, supported by disciplined operating cost management.