Assurant, Inc. Earnings Recaps
Q1 2026
May 7, 2026
Shares declined 1.4% following a solid but somewhat cautious quarter, with the market seemingly tempering enthusiasm amid signs of moderation in overall growth and a conservative outlook for Global Housing's combined ratio and catastrophe assumptions.
Key takeaways
- Adjusted EBITDA grew 6% and adjusted EPS increased 9% in Q1, excluding catastrophe events; growth improves to 8% and 12%, respectively, when excluding prior year reserve development.
- Global Lifestyle delivered strong double-digit earnings growth, with Connected Living up 18% and Global Automotive rising 23%, driven by client expansions, operational efficiencies, and new AI-enabled initiatives.
- Global Housing showed double-digit top-line growth in homeowners and renewed over 5 million loans via long-term lender place contracts; however, the outlook includes a cautious combined ratio target in the low to mid-80s and a $185 million catastrophe assumption for the year.
- Share repurchases accelerated given the company’s capital flexibility, reflecting confidence in underlying value despite tempered near-term growth signals.
Q3 2025
Nov 5, 2025
Assurant's Q3 2025 results reflected strong double-digit earnings growth in both Global Housing and Global Lifestyle, prompting an upward revision of the full-year earnings outlook.
Key takeaways
- Achieved 13% adjusted EBITDA growth and 15% adjusted EPS growth year-to-date, excluding reportable catastrophes.
- Increased full-year adjusted EPS growth forecast to low double digits and adjusted EBITDA growth to nearly 10%, exceeding initial expectations.
- Expanded capabilities in Global Lifestyle, including a multiyear logistics agreement with a leading U.S. mobile carrier and a partnership with Best Buy for extended service contracts.
- Continued momentum in Global Auto, with 4% year-to-date adjusted EBITDA growth and stable earnings from renewed partnerships with U.S. dealership groups and international OEMs.
- Recognized by TIME as one of the world's best companies for the third consecutive year, underscoring commitment to client and policyholder success.