Ally Financial Inc. Q3 2026 Earnings Recap

Ally reported higher year-over-year EPS and revenue, with expenses flat, while the stock rose 1.0% after earnings. The reaction was roughly flat, so the quarter reads as solid progress rather than a clear market-moving beat.

Key Takeaways

• Adjusted EPS was $1.34, up 16% year over year; adjusted net revenue rose 9% to $2.3 billion.
• Noninterest expenses were flat, and CET1 was 10.2%, up 10 basis points year over year.
• Auto originations reached $12.9 billion, up 10% year over year, as Ally decisioned 4.8 million applications, up 20%.
• Corporate finance assets grew 40% year over year to $15.8 billion and generated a 22% return on equity.
• Digital bank customers rose 7% year over year to 3.6 million; insurance written premiums were $388 million, up $3 million year over year.