Georgia Capital PLC Q3 2025 Earnings Recap

GCAP reported a robust performance in Q3, highlighted by an 8% increase in NAV per share and nearly 30% EBITDA growth across its portfolio companies, reinforcing strong operational momentum despite external challenges.

Key Takeaways

• NAV per share rose by 7.9%, driven by strong performance from Bank of Georgia and portfolio companies.
• EBITDA growth of nearly 30% was achieved in Q3, maintaining over 30% growth year-to-date.
• Share buybacks totaled 1.4 million shares in Q3, with a total of 15.2 million shares repurchased for $221 million, enhancing shareholder value.
• Debt levels decreased with a target to be debt-free at the holding company level; $100 million of capital returned as part of an ongoing program.
• Revenue grew by 13.5% in Q3, reinforcing the company's high-growth trajectory.