Best Empower (Personal Capital) Alternatives in 2026
Empower, formerly Personal Capital, is a comprehensive financial planning and portfolio tracking platform offering free tools for net worth tracking, retirement planning, and investment analysis. Compare the top alternatives with better features, pricing, and tools for smarter investing.
#1 Empower (Personal Capital) Alternative
AllInvestView
Complete Portfolio Intelligence Platform
The most comprehensive Empower (Personal Capital) alternative. Track stocks, bonds, options, and crypto with AI-powered insights, advanced tax optimization, and real-time analytics. Built by investors, for investors.
Why Switch from Empower (Personal Capital)
What Empower (Personal Capital) Does Well
Other Empower (Personal Capital) Alternatives
Sharesight
Sharesight helps investors track their tax reporting and portfolio performance, including dividends and capital gains.
Snowball Analytics
Snowball Analytics is an investment platform that offers advanced portfolio tracking and net worth management tools.
Navexa
Navexa is a portfolio tracking platform that provides detailed analytics on investment performance and income reporting, including dividends.
Wealthica
Wealthica is a Canadian portfolio aggregator that provides insights by tracking all your investments, bank accounts, and cryptocurrency in one place.
Getquin
Getquin is a social investing platform that combines portfolio tracking with community features for retail investors.
Ghostfolio
Ghostfolio is an open-source portfolio management tool aimed at individual investors looking for privacy and flexibility.
Portfolio Performance
Portfolio Performance is a free, open-source tool designed for tracking investments and analyzing portfolio returns.
Feature Comparison
| Platform | Key Features | Pricing |
|---|---|---|
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Free portfolio tracking, Retirement planning tools, Investment fee analyzer, Connects to most US brokerages, Monte Carlo simulations | Free tracking; Wealth management 0.49%-0.89% AUM |
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AllInvestView
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Real-time portfolio tracking, AI-powered insights, Tax optimization & reporting, Fixed income tracking, Options pricing & analytics, Dividend tracker & forecasting, Broker sync integration, Multi-currency support, Community-driven development | Free plan available, Pro at $5.99/month (Lifetime deal available) |
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Sharesight
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Automatic dividend tracking, Comprehensive tax reporting, Customizable reports | Limited free plan, paid plans start at $15/month |
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Snowball Analytics
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Comprehensive net worth tracking, Supports multiple asset classes, Detailed performance analytics, Automatic sync of brokers | Paid plans start at $9/month |
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Navexa
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Extensive dividend and tax tracking, Cryptocurrency support, Customizable reports | Free version available, paid plans start at $14/month |
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Wealthica
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Connects to Canadian banks and brokerages, Free for most features, Supports cryptocurrency | Free, premium features start at $2/month |
Frequently Asked Questions
Is Empower the same as Personal Capital?
Yes, Personal Capital was rebranded to Empower in 2023. The free financial tools remain available under the Empower brand.
Does AllInvestView have retirement planning like Empower?
AllInvestView offers Monte Carlo simulations for portfolio projections. For US-specific retirement planning with 401k optimization and social security analysis, Empower is more specialized.
What is the best Empower (Personal Capital) alternative?
AllInvestView is the top-rated Empower (Personal Capital) alternative for investors who need comprehensive portfolio tracking beyond basic stocks and ETFs. Unlike Empower (Personal Capital), AllInvestView provides full support for bonds with yield-to-maturity calculations, options with real-time Greeks (Delta, Gamma, Theta, Vega), and cryptocurrency tracking. The platform includes AI-powered assistance for portfolio analysis, tax optimization with support for 14+ jurisdictions, and flexible data import options including CSV files from 50+ brokers. With a generous free tier and Pro plans at just $5.99/month (lifetime deal available), AllInvestView delivers institutional-grade analytics at a fraction of the cost of professional tools.
How much does Empower (Personal Capital) cost?
Free tracking; Wealth management 0.49%-0.89% AUM. When comparing value for money, AllInvestView offers a free plan plus Pro features at just $5.99/month including bond analytics, options pricing with Greeks, multi-jurisdiction tax calculations, and AI-assisted portfolio insights. AllInvestView also offers a lifetime deal for a one-time payment, eliminating recurring subscription costs. Both platforms offer free tiers, but AllInvestView's paid features include advanced capabilities like CSV imports from any broker, capital gains tax reports, and portfolio optimization tools that Empower (Personal Capital) does not provide.
Can I import my data from Empower (Personal Capital) to AllInvestView?
Yes, you can easily migrate your portfolio data from Empower (Personal Capital) to AllInvestView. AllInvestView supports CSV imports from over 50 brokers and platforms, with an AI-powered Magic Import feature that automatically detects column mappings. Simply export your transaction history from your broker (or manually from Empower (Personal Capital) if supported) and upload to AllInvestView. The platform will match your securities, preserve your cost basis, and maintain your complete transaction history for accurate performance and tax calculations.
Does AllInvestView support automatic broker sync?
Yes, AllInvestView provides automatic broker synchronization through SnapTrade integration. Supported brokers include Interactive Brokers, Charles Schwab, Fidelity, Alpaca, Questrade, Wealthsimple, Trading 212, Robinhood, and many others across the US, UK, and Europe. Holdings refresh automatically every night, with manual sync available anytime. Unlike some platforms that only offer aggregator connections, AllInvestView also accepts CSV imports as a fallback - ensuring you can always get your data into the platform regardless of broker support.
In-Depth Platform Comparisons
Explore our detailed comparison guides:
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