Best Kubera Alternatives in 2026
Your investments, cash and property belong in one view. So does your crypto, even when your accounts use different currencies. AllInvestView brings it together, then shows what each holding and account actually earned. Dividends and capital gains reports sit alongside that picture, with priced options and bonds, plus Portfolio X-Ray for the funds you own.
About Kubera
Kubera brings bank accounts and investments into a single balance sheet. It connects crypto wallets too, values property and tracks wealth across currencies.
Who it suits: High-net-worth individuals tracking diverse assets including real estate, crypto, and alternative investments.
The alternatives
AllInvestView
Investments, cash, property and crypto add up to one net worth in your base currency, as in Kubera, with the mortgage taken off the property. Then you see what each holding earned and the lots behind every capital gain.
Empower (Personal Capital)
Empower is the free way to get a Kubera-style single number for US accounts. Its Personal Dashboard adds up net worth, models retirement in a planner and shows the fees inside your funds. An advisory business sits behind it.
Monarch Money
Monarch suits a Kubera user who also wants the household budget on the same screen. It tracks net worth and investment holdings across more than 13,000 institutions, and a partner can join at no extra cost.
Getquin
getquin is the European take on Kubera's balance sheet, bringing bank and broker accounts into one net worth figure built around European institutions. Its Wealth plan adds financial goals and a personal retirement plan.
Wealthica
For Canadians, Wealthica is the closest thing to Kubera's balance sheet. It aggregates banks, brokerages and crypto from over 20,000 institutions, and realized gains come with the adjusted cost base worked out.
| Platform | Key Features | Pricing |
|---|---|---|
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Bank and brokerage aggregation, Live crypto and DeFi positions, Property valuation and multi-currency net worth | Essentials: $250/year USD. Black: $2,500/year USD |
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AllInvestView
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Automatic portfolio tracking, AI-powered insights, Tax optimization & reporting, Fixed income tracking, Options pricing & analytics, Dividend tracker & forecasting, Broker sync integration, Multi-currency support, Community-driven development | Free plan available, plans from $6.99/month (Lifetime deal available) |
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Genuinely free dashboard with no holding cap, Retirement planner that models scenarios rather than a single figure, Fee analysis across 401(k) plans and funds, Net worth, spending and debt in one view | Personal Dashboard free; advisory 0.89% down to 0.49% by tier, from $100,000 |
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Clean, modern interface, Connects to 11,000+ financial institutions, Budgeting and investment tracking combined, Collaborative household finance sharing | 7-day free trial, then $14.99/month or $99.99/year |
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Getquin
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Public profiles, following and a community ideas feed built into the core product, 2,000+ bank and broker connections available on the free tier, DeepDive look-through into the composition of ETFs and stocks, iOS, Android and web apps kept in step | Free tier; Premium 89.99 EUR/yr or 9.99 EUR/month in the app; Wealth 149.99 EUR/yr |
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Wealthica
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Connects to Canadian banks and brokerages, Daily sync of balances and holdings, Supports cryptocurrency | No free plan; 14-day trial, then from $50/year ($6.25/month) |
Asset and reporting coverage. ✓ = full native support · ● = partial or manual · × = not supported.
| Tool | Stocks / ETFs | Bonds | Options | Crypto | Custom assets | Dividend tracking | Multi-currency | Broker sync | CGT reports | Free tier | Mobile app | Advisor features |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| AllInvestView | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Kubera | ✓ | ● | × | ✓ | ✓ | ● | ✓ | ✓ | × | × | ● | ✓ |
| Empower (Personal Capital) | ✓ | ● | × | ● | ● | ● | × | ✓ | × | ✓ | ✓ | ✓ |
| Getquin | ✓ | ● | × | ✓ | ● | ✓ | ✓ | ✓ | × | ✓ | ✓ | × |
Our pick, and why
#1 Kubera Alternative
AllInvestView
Portfolio tracking, analysis and tax reports
A single wealth view is the starting point. AllInvestView connects the total to your investment history, so you can see which accounts grew, what each holding earned and how much income arrived. Then go into fund exposure, bond yields or option risk without keeping a second tracker.
Our take: AllInvestView brings your wealth together and makes the investment results part of the same view. Start with the total, then follow each account down to its holdings and income.
Where that shows up against Kubera
One total for wealth spread across accounts
A brokerage account in US dollars and a property valued in Canadian dollars can share one total in AllInvestView. Cash and crypto belong in that picture too. Keep accounts separate for their own results, or combine them to see the wealth they hold together.
Property records include the valuation and mortgage balance, with the debt deducted from net worth. Private investments and other assets without a ticker keep dated valuations. You can track the assets you own alongside the investments you trade.
AllInvestView
Follow the total down to the return
Adding money makes a balance grow. Investment performance tells you what your money earned. AllInvestView uses dated cash flows to calculate money-weighted returns for each holding and account. You can compare a single account with the combined portfolio and choose the period you want to measure.
Income gets its own detail: a dividend calendar with payment dates, a record of gross and net receipts, and an income forecast. Portfolio X-Ray looks inside ETFs and funds, combining their underlying holdings with shares you own directly. Two funds with different names can leave you exposed to the same companies.
The extra asset depth stays in the same portfolio. Options carry prices and Greeks. Bonds have curve-based pricing, with yield to maturity and duration. That makes a bond or option part of your investment analysis as well as your total wealth.
AllInvestView
Keep the purchase history through to tax time
A sale needs more than the latest asset value. AllInvestView's capital gains report carries purchase cost into the calculation and separates realized gains from open-position gains. The report also shows dividends and estimated tax, so income and disposals stay connected to the portfolio they came from.
Country rule sets include the United States, Canada and Australia. Rates and holding-period rules are editable, and the tax report exports to PDF, Excel or CSV. Your investment history becomes a report you can review with your accountant.
AllInvestView
Free plan, no credit card. Starter at $6.99/month, or own it once with the lifetime deal.
Create a free accountMove your history
Your Kubera balance sheet is a useful inventory of what you own. For investment returns and cost basis in AllInvestView, the purchases and sales behind those balances are the starting point.
- Supported broker connections bring account data into AllInvestView. Broker transaction exports provide another route for the history you already have.
- Magic Import reads CSV and Excel transaction files, including unfamiliar column layouts. It asks you to check any trade it cannot match.
- Property records and dated custom-asset valuations complete the picture for holdings outside your brokerage accounts.
AllInvestView
AllInvestView support keeps messages and file attachments in one conversation. A broker export or statement gives the team the detail needed to investigate an import or a holding, rather than working from the balance alone.
See how support worksQuestions people ask about Kubera
Does AllInvestView track net worth like Kubera?
AllInvestView tracks investments, cash, property and crypto across currencies, with mortgage balances deducted from net worth.
Is AllInvestView cheaper than Kubera?
AllInvestView has a free plan, while Kubera Essentials costs $250 a year.
Which Kubera alternative combines net worth and investment returns?
AllInvestView combines account balances across currencies and tracks property alongside investments. It then calculates returns from your transaction history, down to individual holdings, with dividend records and capital gains reporting in the same product.
What does Kubera cost now?
Kubera Essentials costs $250 a year in US dollars. Black costs $2,500 a year and adds ownership tags, nested portfolios and guided onboarding. AllInvestView offers a free plan, annual subscriptions and a lifetime purchase option.
Can a Kubera balance sheet become a transaction history?
A list of current asset values is an inventory, not a record of every purchase and sale. Broker exports supply the dates and costs needed for investment returns. AllInvestView's Magic Import reads those transaction files and asks you to check any trade it cannot match.
Can I track a rental property together with my crypto?
Yes. AllInvestView includes property records and crypto holdings in the portfolio. Property valuations and mortgage balances feed the net worth view, while accounts in different currencies are converted into the display currency.
What happens to Kubera data if I stop checking in?
Kubera's Dead Man's Switch contacts you after a period of inactivity. If its check-ins go unanswered, your nominated emergency contact receives a download of your portfolio data and documents. If you add an optional backup contact, Kubera notifies them too.
Does AllInvestView have a free plan for trying a Kubera alternative?
Yes. The free plan covers one portfolio and ten distinct stock holdings. Bonds, options and custom assets are outside that stock-holding cap. Paid plans add direct broker sync and Portfolio X-Ray.
Kubera's Dead Man's Switch sends portfolio data and documents to your nominated emergency contact after prolonged inactivity and unanswered check-ins. It is a specific reason to keep Kubera as part of your estate arrangements.
Disclaimer: This comparison is based on independent research conducted in 2026, with pricing verified on 2026-10-24. We are not affiliated with Kubera or any third-party product mentioned. Pricing and features may change. Please verify details on each platform's official website.