Best Betterment Alternatives in 2026
Betterment is one of the largest robo-advisors in the U.S., offering automated portfolio management, retirement planning, tax-loss harvesting, and goal-based investing. Compare the top alternatives with better features, pricing, and tools for smarter investing.
About Betterment
Who it suits: US investors who prefer goal-based automated investing with retirement planning.
- No self-directed stock trading
- U.S. only
- Cannot track holdings at other brokerages
- Premium plan requires $100K+ balance
The alternatives
Sharesight
Best for: Investors who want dividend records and capital gains reports shaped to one of Sharesight's five tax countries
Sharesight is an Australian portfolio tracker built around dividend tracking and capital gains reports shaped to five tax authorities, covering listed shares, ETFs and funds.
Snowball Analytics
Best for: Dividend investors who follow payment dates, income forecasts and dividend quality across several accounts
Snowball Analytics is a dividend-focused portfolio tracker that consolidates stocks, ETFs, funds and crypto from multiple brokers, with a dividend calendar, payout forecasting and a 13-factor Dividend Rating as its signature features.
Navexa
Best for: Australian investors seeking performance analytics and dividend income tracking
Navexa is a portfolio tracking platform that provides detailed analytics on investment performance and income reporting, including dividends.
Wealthica
Best for: Canadian investors who want to aggregate all their financial accounts in one dashboard
Wealthica is a Canadian portfolio aggregator that provides insights by tracking all your investments, bank accounts, and cryptocurrency in one place.
Getquin
Best for: European retail investors who enjoy community-driven investing and portfolio sharing
getquin is a Berlin-built portfolio and net worth tracker with a social layer at its center: public profiles, a community ideas feed, and bank and broker connections on the free tier.
Ghostfolio
Best for: Privacy-conscious, technically skilled investors who prefer self-hosted open-source solutions
Ghostfolio is an open source, AGPLv3 wealth management app for stocks, ETFs and crypto, run either on your own server or on the maintainers' hosted service.
Portfolio Performance
Best for: Detail-oriented German and European investors who want free, powerful desktop software with full control
Portfolio Performance is a free, open-source tool designed for tracking investments and analyzing portfolio returns.
| Platform | Key Features | Pricing |
|---|---|---|
|
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Goal-based investing approach, Automated tax-loss harvesting, No minimum for digital plan, Retirement and savings tools, Clean user interface | 0.25% annual fee (Digital), 0.65% (Premium with $100K+ balance) |
AllInvestView
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Real-time portfolio tracking, AI-powered insights, Tax optimization & reporting, Fixed income tracking, Options pricing & analytics, Dividend tracker & forecasting, Broker sync integration, Multi-currency support, Community-driven development | Free plan available, plans from $6.99/month (Lifetime deal available) |
|
Sharesight
|
Tax reports for AU, NZ, UK, CA and US, Automatic dividend and DRP tracking, 200+ broker connections | Free plan with 10 holdings; paid plans from $9.33/month, unlimited holdings from $24/month |
|
Snowball Analytics
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Dividend calendar, ex-dates and forecasting, Dividend Rating on 13 fundamentals, Automatic broker sync across more than 1,000 institutions, Fund X-Ray on Analytics since July 2025 | Free tier (1 portfolio, 10 holdings); paid plans billed yearly from $79.99/yr, up to $249.99/yr |
|
Navexa
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Extensive dividend and tax tracking, Cryptocurrency support, Customizable reports | No free plan; 14-day trial, then from $7.50/month billed yearly |
|
Wealthica
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Connects to Canadian banks and brokerages, Daily sync of balances and holdings, Supports cryptocurrency | No free plan; 14-day trial, then from $50/year ($6.25/month) |
Our pick, and why
#1 Betterment Alternative
AllInvestView
Portfolio tracking, analysis and tax reports
Everything you track in Betterment can come across with its history intact. AllInvestView then adds returns for any period, past-date holdings, tax reports, and dedicated records for bonds, options, crypto and property.
Our take: Choose Betterment if you want hands-off, goal-based automated investing with tax optimization. Choose AllInvestView if you want to actively track and analyze a self-directed portfolio across multiple brokers.
Where that shows up against Betterment
Free plan, no credit card. Pro at $6.99/month, or own it once with the lifetime deal.
Create a free accountMove your history
Bring your history over as a file. Export your transactions from Betterment or straight from your broker, drop the file into the magic import, and it reads the layout instead of asking you to map columns. Cost basis and dates come across, so performance and tax reports start from your real history rather than today's balance.
Open the magic importQuestions people ask about Betterment
Is AllInvestView a robo-advisor like Betterment?
No, AllInvestView is a portfolio tracking and analytics platform. It helps you analyze your investments but does not execute trades or manage your money.
Can I track my Betterment account in AllInvestView?
You can manually add your Betterment holdings to AllInvestView for unified analytics across all your investment accounts.
What is the best Betterment alternative?
AllInvestView covers the portfolio tracking you use Betterment for, then adds returns for dates you choose, past-date holdings and capital gains reports. It also tracks bonds, options, crypto and property alongside stocks and funds.
How much does Betterment cost?
0.25% annual fee (Digital), 0.65% (Premium with $100K+ balance). AllInvestView has a free plan, paid plans from $6.99/month with annual billing, and a one-time lifetime option. Paid plans add broker sync, longer history, portfolio analysis and tax reports.
Can I import my data from Betterment to AllInvestView?
Yes. Export the full transaction history from Betterment or your broker, then upload the file. Magic Import reads the column layout, identifies the securities and shows every row for review before saving it, so cost basis and performance start from the complete record.
Does AllInvestView support automatic broker sync?
Yes. Supported broker accounts connect read-only, refresh each night and can be refreshed on demand. When a broker is not covered, import its transaction file and reconcile the result against the broker record.