Asset allocation is the process of dividing your portfolio among different asset classes (stocks, bonds, cash, real estate, commodities) based on your risk tolerance, time horizon, and financial goals.
No single formula — common rule of thumb: Bond % = Your Age (e.g., 30-year-old holds 30% bonds)
A young investor might allocate 80% stocks, 15% bonds, 5% alternatives. A retiree might use 40% stocks, 50% bonds, 10% cash.
AllInvestView provides detailed asset allocation charts on your dashboard. Read our asset allocation guide or browse portfolio templates for common allocations.